Small bathrooms aren’t the easiest spaces to work with. They’re usually cramped and crowded, with limited natural light and awkward layouts.Whether it’s your powder room or your apartment
MORTGAGE APPLICATION TIPS
Do keep all your paystubs, bank statements and financial documents in preperation for applying for a loan
Do plan to write an earnest money deposit and due diligence check from your own checking account, for a clean
trail of fund transfers, or have the bank write cashiers checks from the account
Do keep your current job and income consistent during your loan application process
Do notify your loan officer if you are going to recieve gifted funds for the purchase, this may affect your loan type available
Do plan to provide tax returns and bank statements for up to several years to your loan officer
Do notify your loan officer of any recent raises or promotions, or any new payments from support or alimony after
Do plan on a new credit report to be pulled on you just prior to the closing of your new loan
DON'T take out any new credit lines or close any accounts, or transfer money between accounts
DON'T make any major purchases, take out student loans or lines of credit, They may affect your income to debt ratio
DON'T change your job or take money from the sale of large personal property sales without consulting your loan officer
DON"T apply for multiple loans as this may affect your credit score, consult your loan officer for the impact of "shopping"
Just Some Helpful Do's and Don'ts When Applying for a New Home Loan!!
My name is Lisa Otto, I have been a licensed Realtor from 1997 to 2000 in Northern CO and since 2001 in the Lake Norman area, providing personalized, honest and accountable real estate services to my ....